| Policy Amount | Annual Premium | Sum of 5 Years Premiums | Implied Odds of Payout | Calculated Likelihood of Dying in 5 years |
| $ 700,000 | $ 420 | $ 2,100 | 0.30% | 1 in 333 |
Questions:
Isn't this math basically correct?
What sort of margins do life insurance companies get?
How much goes to the agents, annually?
hmm....
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